health insurance

HCF at Oscar Wylee

As a member of HCF, you can claim on optical extras using your health fund’s coverage for optical services, such as prescription frames, lenses or glasses. HCF benefits reset every calendar year, claim your glasses before time runs out! At the end of the year, any extras you don’t use will be lost.

With Oscar Wylee, you can have up to 100% coverage on select optical purchases when you shop with us. Look at the table below to see your HCF policy’s name and the amount of coverage that policy gives when you shop at Oscar Wylee.

Your coverage might change or not apply to extras such as add-ons, coatings or tinting.


Due for an eye test?

We recommend that everyone should have an eye test with an optometrist at least once every 2 years.

Oscar Wylee offers bulk billed eye tests, so there are no out-of-pocket expenses for eligible Medicare cardholders.


Waiting Period

2 Months

Benefit Limits Reset

1st of January

Claimable Benefits %

100% for Starter Extras (with optical),
60% for Flex My Extras,
100% for Mid Extras, 100% for Vital Extras, 100% for Top Extras

To learn whether your plan includes single vision lenses, bifocal lenses and/or multifocal lenses, talk to your health insurance provider.


Your Extras Package Annual Limit:* Starter Extras (with Optical) Flex My Extras Mid Extras Vital Extras Top Extras
SINGLES COVER $100 per person $175 per person $200 per person $250 per person $275 per person
1 Standard OW Pair from $169^ Partial Cover Partial Cover Covered Covered Covered
2 Standard OW Pairs from $199^ Partial Cover Partial Cover Covered Covered Covered
3 Standard OW Pairs from $249^ Partial Cover Partial Cover Partial Cover Covered Covered

^Excludes add-ons. Standard frames and lenses only. Oscar Wylee’s standard product inclusions are calculated based on the optical allowances under each health fund package and may vary. If unsure, please confirm with your provider. Our two pair and three pair deals are only available per person and cannot be split between two people. Only one prescription can be used per offer. If you have a distance and a reading prescription, this is included in the offer as this is considered to be one prescription. Any prescriptions must have the full name of the person claiming and a valid expiry date to be able to order. If you have two different prescribed prescriptions, you will need to visit a store to be eligible for our two pair and three pair deals.

FAMILY COVER $200 per policy $175 per person $200 per person $250 per person $275 per person
1 Standard OW Pair from $169^ Covered Partial Cover Covered Covered Covered
2 Standard OW Pairs from $199^ Covered Partial Cover Covered Covered Covered
3 Standard OW Pairs from $249^ Partial Cover Partial Cover Partial Cover Covered Covered

^Excludes add-ons. Standard frames and lenses only. Oscar Wylee’s standard product inclusions are calculated based on the optical allowances under each health fund package and may vary. If unsure, please confirm with your provider. Our two pair and three pair deals are only available per person and cannot be split between two people. Only one prescription can be used per offer. If you have a distance and a reading prescription, this is included in the offer as this is considered to be one prescription. Any prescriptions must have the full name of the person claiming and a valid expiry date to be able to order. If you have two different prescribed prescriptions, you will need to visit a store to be eligible for our two pair and three pair deals.


Ready to book an eye test?

We recommend everyone has a complete eye examination at least once every two years. Book yours today with Oscar Wylee.


*Based on HCF’s Cover Guide and brochures, and product factsheets as presented to the Commonwealth Ombudsman 1 2 3 4 5.

Information correct as of October 2024.


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Book an eye test

Oscar Wylee eye tests are bulk billed through Medicare. This means there will be no out-of-pocket expense for eligible Medicare cardholders.

Find a store near you

Contact or visit your nearest store for a full quote.

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